i had a student loan in 1991 of 0 after all these years it was taken from my tax refund which i was truly glad happened knowing they dont go away my problem now is that the collection agency that didnt collect the debt wants me to pay them for in my opinion not to do their job. Its a small amount but I told them that the loan was paid in full and that if their charge was legit they would’ve gotten their money. Was I right or wrong. They still want 8 should I just pay them for not doing anything
student loan?
February 26th, 2010 · 3 Comments · Uncategorized
Tags: job·money·student loan·tax refund
3 responses so far ↓
1 bigdog // Feb 26, 2010 at 11:02 am
tell them tough luck that the state did their job for them they can want all they want you did not agree to pay them for their work tell them to get it from the people that hired them to collect for them
2 Jeremy Kitching // Feb 26, 2010 at 11:02 am
What you need to do is request, in writing via certified, return-receipt mail, that the debt they have been validated for you. Not verified, but validated.
Check the web site below for more information as well as a sample letter:
http://www.creditinfocenter.com/rebuild/debt_validation.shtml
3 crazyjester9 // Feb 26, 2010 at 11:02 am
You need to get some documentation showing that the debt was satisfied after being taken out of your tax refund. Get that, send it to the collection agency along with a cease and desist contact letter and your problem will be solved.
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